TERMS AND CONDITIONS

Last Updated: May 1, 2024
Summary
We understand that legal terms can be lengthy and complex, so we strive to make them as straightforward and brief as possible. This section offers a quick summary of the key points of this Agreement. Remember, when you agree to this Agreement, you’re agreeing to all its terms and conditions, not just this summary. At Finiqly, we innovate to make your financial operations effortless and effective. Let's grow together.

If you have any questions or feedback regarding this Agreement, contact us via our website at support@finiqly.com. If you do not agree with this Agreement or any changes to it, you shouldn’t use our Services.

Acceptance of this policy
By utilizing our services, including global card processing, SEPA & SWIFT payouts, our payment gateway, or visiting our website, you confirm that you’ve read, understood, and agreed to these Terms and the accompanying Privacy Policy. We reserve the right to modify these Terms at any time. Any changes regarding your use of Finiqly will become effective immediately upon being posted on our website. Continuing to use Finiqly after any changes signifies your acceptance of the updated Terms. Check the effective date above to see if there have been any changes since your last review.

If you don’t agree with this Agreement or any changes to it, you should stop using Finiqly. Any failure or delay by Finiqly in enforcing any part of these Terms doesn’t mean we waive any of our rights.

Eligibility
To be eligible to use Finiqly, you must be at least eighteen (18) years old and capable of entering into legally binding contracts. If you are using our Services on behalf of a legal entity, you additionally represent and warrant that: (a) the legal entity is duly organized and validly existing under the applicable laws of its jurisdiction; and (b) you are authorized by such legal entity to act on its behalf. You can only use our Services if allowed by the laws of your jurisdiction. Please ensure that these Terms comply with all laws, rules, and regulations that apply to you.

By using Finiqly, you represent and warrant that you meet all the eligibility requirements outlined in these Terms. We may still refuse access to or use of Finiqly to certain individuals or entities and reserve the right to change our eligibility criteria at any time.

Account registration and security
  1. Account Creation: To use certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
  2. Account Security: You are responsible for safeguarding your password and any other credentials used to access your account. You agree not to disclose your password to any third party and to notify us immediately if you suspect any unauthorized use of your account.
  3. Account Responsibility: You are responsible for all activities that occur under your account, whether or not you know about them.
Use of services
  1. Permitted Uses: You may use our Services only as permitted by these Terms and any applicable laws and regulations. You agree not to use the Services in a way that is unlawful, harmful, or violates the rights of others.
  2. Prohibited Activities: You agree not to:
    • Use the Services for any illegal purpose or in violation of any local, state, national, or international law;
    • Engage in any activity that could harm or disrupt our Services or the servers and networks on which our Services are hosted;
    • Use the Services to transmit any harmful or malicious code;
    • Attempt to gain unauthorized access to any part of the Services.
Intellectual property
  1. Ownership: All content, trademarks, service marks, logos, and other intellectual property on the Finiqly website and services are owned by or licensed to Finiqly. You may not use any of these without our prior written permission.
  2. User Content: By submitting any content to Finiqly, you grant us a non-exclusive, worldwide, royalty-free, transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform that content in connection with the Services and our business.
Termination
  1. Termination by You: You may terminate your account at any time by following the instructions on our website. Upon termination, you must cease all use of the Services.
  2. Termination by Us: We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, and with or without notice.
  3. Effect of Termination: Upon termination, all licenses and other rights granted to you in these Terms will immediately cease. Any provisions of these Terms that by their nature should survive termination will survive.
Disclaimer of warranties
Our Services are provided "as is" and "as available," without warranty of any kind. We disclaim all warranties, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent permitted by law, Finiqly shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
  • Your use or inability to use the Services;
  • Any unauthorized access to or use of our servers and/or any personal information stored therein;
  • Any interruption or cessation of transmission to or from the Services;
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services by any third party;
  • Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Services.
Governing law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles.
Changes to terms
We may modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the Services following any such change constitutes your acceptance of the revised Terms.
Contact information
For any questions about these Terms, please contact us at support@finiqly.com.